Retail Small Business Loans

It’s no secret that e-commerce juggernauts like Amazon have taken noticeable bites out of many retailers’ bottom lines over the last several years. Moving forward, researchers predict that U.S. e-commerce sales will continue to grow. Altogether, the e-commerce market is expected to reach an impressive $414 billion by 2018.

Despite that, brick-and-mortar retail businesses still account for a significantly larger piece of the U.S. economy. Sales grew 3.3% in 2015 as retailers collectively hauled in $4.8 trillion. What’s more, prognosticators predict the brick-and-mortar retail segment will continue growing over the foreseeable future, earning revenues north of $5.3 trillion in 2018.

Like any other small business owner, retailers have their work cut out for them. When money’s tied up in inventory or bills, for example, it can be difficult to keep everything running smoothly. The good news is that retailers who have cash problems aren’t completely out of luck.

As a retailer, there are a number of ways you can invest your small business loan, including:

Stocking up on inventory to cover seasonal spikes in business volume
Increasing your advertising to attract more customers to your store or website
Improving your access to working capital to cover payroll, operating costs and unforeseen expenses
Renovating or expanding your retail business
Launching an e-commerce website if you haven’t already
Hiring additional staff members to keep up with customer demand

I would like to take a minute to say thanks to Adam and Diana. Getting us our business loan promptly allowed us to take advantage of end-of-year discounts on equipment. We will keep you guys in mind for any future needs.

Linda Roman R+L Transmissions

From our entire family, a sincere thanks in getting us the capital needed to complete this big project. We are glad we found you. We will definitely put the word out about Capital Alliance and your wonderful team.

PJ Garcia TMI Striping Co

A big thank you for your hard work and diligence in getting our loan funded. Capital Alliance was a pleasure to work with. Your transparency was something different and refreshing in dealing with finance companies.